[{"data":1,"prerenderedAt":108},["ShallowReactive",2],{"post-pacs-004-message":3},{"id":4,"title":5,"body":6,"categories":99,"date":100,"description":90,"extension":101,"meta":102,"navigation":103,"path":104,"seo":105,"stem":106,"tags":99,"__hash__":107},"blog\u002Fblog\u002Foutput\u002Fposts\u002F2023-04-19-pacs-004-message\u002Findex.md","Pacs.004 Message",{"type":7,"value":8,"toc":89},"minimark",[9,14,18,21,25,42,47,50,53,60,64,67,83],[10,11,13],"h2",{"id":12},"overview","Overview",[15,16,17],"p",{},"The beneficiary bank uses the pacs.004 message to trigger the return of a settled payment. One possible reason for the return of a settled payment is that the beneficiary bank account no longer exists.",[15,19,20],{},"The pacs.004 message must identify the returned payment. The UETR (Unique End-to-end Transaction Reference) and the end-to-end-id identify the payment a pacs.004 refers to.",[10,22,24],{"id":23},"building-blocks-of-the-pacs004","Building Blocks of the Pacs.004",[15,26,27,28,35,36,41],{},"Like other payment messages in ",[29,30,34],"a",{"href":31,"rel":32},"https:\u002F\u002Fdavegarry.com\u002Fwhat-is-iso-20022\u002F",[33],"nofollow","ISO20022",", the pacs.004 contains 2 main parts. You can find the definition of the pacs.004 schema and its message definition report ",[29,37,40],{"href":38,"rel":39},"https:\u002F\u002Fwww.iso20022.org\u002Fiso-20022-message-definitions?search=pacs.004",[33],"here",".",[43,44,46],"h3",{"id":45},"groupheader","GroupHeader",[15,48,49],{},"The GroupHeader will contain the set of characteristics that are common to all transactions contained in the pacs.004.",[15,51,52],{},"The most important of these is the MsgId which used to uniquely identify the message. It is mandatory and must be unique",[15,54,55],{},[56,57],"img",{"alt":58,"src":59,"title":58},"GroupHeader Pacs.004","\u002Fimages\u002F2023-04-19-pacs-004-message\u002Fimage-9.png",[10,61,63],{"id":62},"transaction-information","Transaction Information",[15,65,66],{},"The transaction information sections of the pacs.004 will contain all of the information used to identify the transactions that are being returned. There are a number of mandatory elements which must be present.",[68,69,70,74,77,80],"ul",{},[71,72,73],"li",{},"RtrId - Unique identification, as assigned by an instructing party for an instructed party, to unambiguously identify the returned transaction.",[71,75,76],{},"OrgnlEndToEndId - Unique identification, as assigned by the original initiating party, to unambiguously identify the original transaction",[71,78,79],{},"OrgnlUETR - Universally unique identifier to provide the original end-to-end reference of a payment transaction",[71,81,82],{},"OrgnlInstrId - Unique identification, as assigned by the original instructing party for the original instructed party, to unambiguously identify the original instruction.",[15,84,85],{},[56,86],{"alt":87,"src":88,"title":87},"Transaction Pacs.004","\u002Fimages\u002F2023-04-19-pacs-004-message\u002Fimage-10-779x1024.png",{"title":90,"searchDepth":91,"depth":91,"links":92},"",2,[93,94,98],{"id":12,"depth":91,"text":13},{"id":23,"depth":91,"text":24,"children":95},[96],{"id":45,"depth":97,"text":46},3,{"id":62,"depth":91,"text":63},null,"2023-04-19","md",{},true,"\u002Fblog\u002Foutput\u002Fposts\u002F2023-04-19-pacs-004-message",{"title":5,"description":90},"blog\u002Foutput\u002Fposts\u002F2023-04-19-pacs-004-message\u002Findex","4iTBBovU7l6YmZXY33ISHxaufeKBtmIRDsurgVH-CYM",1779314090579]